As your business grows, so does the complexity of your financial decisions. At Luna Business Services, our Fractional CFO services give you access to high-level financial expertise—without the full-time salary. We partner with you to turn financial data into clear, strategic insight that supports smart decision-making and long-term success.

We’re Arizona-based and understand the challenges local businesses face, from seasonal fluctuations to scaling sustainably. And because we work virtually, we can support clients anywhere in the U.S.—and even internationally. Whether you’re ready to take your business to the next level or need help making sense of your numbers, we provide the strategic partnership to get you there.

Our Fractional CFO services include:

• Financial Strategy & Planning: Helping you set clear financial goals and develop data-driven strategies to achieve them.

• Cash Flow Management: Forecasting cash needs, improving liquidity, and optimizing timing of expenses and investments.

• Budgeting & Forecasting: Creating and maintaining realistic budgets and forward-looking financial models.

• KPI & Performance Tracking: Identifying key financial metrics and using them to measure progress and guide decisions.

• Profitability Analysis: Evaluating pricing, costs, and margins to identify opportunities for sustainable growth.

• Financial Reporting & Insights: Translating your numbers into actionable insights—so you can make decisions with confidence.

• Scenario & Growth Planning: Modeling “what-if” scenarios to guide hiring, expansion, or investment decisions.

• Lender & Investor Readiness: Preparing financial documentation, reports, and projections to strengthen funding or loan applications.

• Collaboration with Accountants & Bookkeepers: Coordinating seamlessly with your accounting team (or ours) for a full-circle financial picture.

With Luna Business Services as your fractional CFO, you gain more than financial oversight—you gain a trusted advisor dedicated to helping your business thrive. From strategic planning to performance optimization, we deliver clarity, insight, and confidence in every decision.